Your vehicle is in the shop for a few days, and your friend generously lets you borrow her extra car until you get yours back . Then the most humiliating thing conceivable occurs – you crash her car! What happens next?
To begin , obviously , you need to treat this as you would any other accident . Don’t call your pal on the telephone in a panic. Phone the police , attempt to get info from the other motorist (unless this was a solo wreck ) and any possible overseers , and, if necessary, take some pictures of the damage to the autos . If any driver is seriously injured , get medical help immediately . If you think you may have minor injuries, go to the doctor as soon as possible . Lastly , think about calling a Dallas car accident lawyer. If you’re lucky, insurance will cover this with no hassles . If not, you may need an attorney to look out for your interests .
If You’re at Fault
So, if everyone’s alright , noone’s hurt , take a deep breath – that’s usually the most crucial thing. If the authorities determine that you are at fault for the wreck , your insurance company will probably have to be included . Luckily, in the state of Texas, car insurance follows the auto rather than the vehicle operator . As long as you were operating your friend’s car with her permission , her policy will cover the majority of the expenses . (There can be exceptions to this in individual policies . Please have your buddy review their policy .) If there is anything that her contract doesn’t include , their insurance company will ask your insurance firm to pay. You should offer to pay her deductible, if any.
If the Other Driver Is at Fault
In the instance that the other motorist is at fault, everything becomes simpler . Their policy should pay for the costs . The insurance agency would only turn to your pal’s contract if the other driver’s policy did not cover something.
What Problems Can Arise ?
Several issues can spring up for when you probably want to have your automobile accident lawyer at hand. For example , there are instances where the possessor of the automobile (your buddy ) doesn’t want to call her insurance company because she’s scared her rates will rise . She could end up trying to sue you for the damages . By law, her policy should pay, and your attorney may have to assert that in trial .
If the wreck involved wounds , either to you or the driver of the other vehicle , it can get dicey . Lawsuits start flying when people get injured , especially if the insurance companies aren’t holding up their end. You may need to get in contact with a Dallas personal injury attorney to sort out the issues here.
After the wreck , remember to stay cool . Give the police the basics that they require , but do not divulge theories about fault or guilt. When you speak to the insurance companies , be honest but heedful about what you say. Better yet, let a Dallas car accident attorney do the speaking for you.
Comments on this entry are closed.